Minnesota
QAP scoring guide.
Minnesota Housing (Minnesota Housing Finance Agency) · 2026-2028 QAP
Competitive scoring
Not stated in the QAP, Self-Scoring Worksheet, or Methodology Guide, and no published historical award data was located during this review. Only the minimum eligibility thresholds are stated: 80 points for competitive 9% credit-ceiling requests, 30 points for the RD/Small Projects set-aside, and 40 points for 4% HTCs paired with tax-exempt bonds. In practice, MN's process is not a strict highest-score-wins ranking alone — Chapter 5.C states MH "will first rank proposals" by score and then applies further review (feasibility, funding amount requested, available resources, geographic distribution, timely-completion ability) to select among top-ranked proposals, so realized winning scores likely run above the 80-point floor but no specific figure is documented in the sources reviewed.
Select a category to read its scoring criteria.
01Large Family Housing
15 pts
02Senior Housing
8 pts
03Permanent Supportive Housing for Households Experiencing Homelessness
37 pts
04People with Disabilities (PWD)
19 pts
05Preservation
45 pts
06Rental Assistance
26 pts
07Serves Lowest Income Tenants/Rent Reduction
20 pts
08Long-Term Affordability
9 pts
09Access to More Affordable Housing
6 pts
10Workforce Housing Communities
6 pts
11Transit and Walkability
9 pts
12Community Development Initiative
3 pts
13Equitable Development
3 pts
14Rural/Tribal
8 pts
15Qualified Census Tracts/Community Revitalization or Tribal Equivalent Areas
3 pts
16Multifamily Award History
4 pts
17Black-, Indigenous-, People of Color-owned or Women-owned Business Enterprises (BIPOCBE/WBE)
20 pts
18Local Actions to Support Housing
2 pts
19Financial Readiness to Proceed/Leveraged Funds
16 pts
20Other Contributions
10 pts
21Intermediary Costs
4 pts
22Innovative Construction Techniques
3 pts
23Universal Design
3 pts
24Enhanced Sustainability
12 pts
Amended 2026-2028 Self-Scoring Worksheet, Housing Tax Credits and Deferred Projects (Last Updated: April 2026) — Instructions and Requirements (pp.1-5), Round 1 Minimum Threshold Requirements (pp.6-7), and "2026-2028 Housing Tax Credit and Deferred Funding Selection Criteria" Sections 1-7 (pp.8-47), read together with the Amended 2026-2028 QAP (Last Updated: December 2025) Chapter 5.A "First Round – Application Requirements" (pp.45-46), Chapter 5.B "Strategic Priority" (p.46), Chapter 5.C "Selection and Preference Criteria" (pp.46-48), and Chapter 5.D "Tie Breakers" (p.48).
Tie-breakers
Review the agency’s tie-breaker rules alongside the scoring criteria.
- More points on Preference Criteria (income/rent reduction, rental assistance, affordability, QCT, tenant ownership)
- Presence of an Eventual Tenant Ownership component
- Located in a city, township, or tribal reservation with no HTC allocation in last 2 years
- Higher percentage of funds secured/committed under Financial Readiness to Proceed/Leveraged Funds criterion
- Lower percentage of intermediary costs under the Intermediary Costs criterion
- Determined by lot (random draw)
Underwriting parameters
Minnesota Housing Multifamily Underwriting Standards (Last Updated: April 2025) — Chapter 3 "Income" (3.05 Vacancy Factor, p.14); Chapter 4 "Expenses" (4.01-4.04, pp.16-19); Chapter 5 "Proforma Assumptions" (5.01 Inflation, 5.02 DCR, 5.03 LTV, pp.20-21); Chapter 6 "Fee Limits" (6.01-6.04, pp.22-24); Chapter 7 "Reserves and Escrows" (7.01-7.05, pp.25-27). Incorporated by reference in the Amended 2026-2028 QAP (Last Updated: December 2025) at Chapter 2.K "Minimum Underwriting Standards" (p.17), Chapter 4 "Development Standards" (pp.43-44), and Chapter 5.I "Multifamily Underwriting Standards" (p.50). Fee amounts specifically from the separate "Multifamily Loan Programs and Housing Tax Credit Program Fee Schedule" (effective March 10, 2026), referenced by QAP Chapter 8.
Utility allowance
Preferred method: None stated among the five owner-choice methods available to "other" (unassisted) buildings. For buildings with RHS financing/assistance, HUD-regulated (project-based Section 8) status, or HUD tenant-based assistance, the corresponding RHS/HUD/PHA utility allowance is mandatory rather than merely preferred.
2026-2028 QAP, Chapter 3.I "Affordable Rents" — Utility Allowance summary (pp. 33-34) and Appendix A "Utility Allowance" checklist item (pp. 72-73, applicable to Carryover, 42M, and Placed-in-Service/8609 applications); detailed operative procedures in Minnesota Housing Housing Tax Credit Program Compliance Guide, Section 5.05 "Utility Allowance" (May 2025 revision, pp. 36-38).
