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STATE LIHTC RESEARCH

Missouri
QAP scoring guide.

Missouri Housing Development Commission (MHDC) · 2027 QAP

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● Verified guideChecked Sep 12, 2026View source QAP ↗
THE POINT TABLE

Competitive scoring

14 categories

null — not stated in the QAP or the 2027 Developer's Guide. Neither document publishes historical award score data or a "typical competitive score" beyond the 90-point qualification floor described above.

Select a category to read its scoring criteria.

01

Phase II Priority Group Qualification

45 pts
Flat 45 points awarded (all-or-nothing threshold/gate, not incremental) for qualifying under at least one of 9 priority groups: Nonprofit, HOME CHDO, Service-Enriched (incl. Veterans Housing), Supportive Housing, Preservation, CDBG-DR, Workforce Housing, Opportunity Area, or 50% Maximum Pilot. Required to advance to Phase III scoring at all.
02

Income Targeting

13 pts
0-13 pts for targeting deeper-income units on a sliding scale, tiered by MSA region (e.g., St. Louis/KC MSAs: 15%+ units at 30% AMI = 13 pts, 10%+ at 30% AMI = 9 pts, 10%+ at 40% AMI = 4 pts, 10%+ at 50% AMI = 2 pts; other MSAs and non-MSA counties use lower percentage thresholds at the same point values).
03

Mixed Income Development

10 pts
Flat 10 pts if the development has at least 10% market-rate units, or Average Income Minimum Set-aside units designated at 80% AMI.
04

Homeownership Opportunity

5 pts
Flat 5 pts for single-family/duplex homes intended for 100% tenant ownership at the end of the 15-year compliance period, with a detailed, MHDC-acceptable tenant ownership plan.
05

Housing Priorities (Service-Enriched or Supportive Housing)

10 pts
0-10 pts; if a proposal qualifies for both Service-Enriched and Supportive Housing priorities, only the higher-scoring one is awarded (not both). Service-Enriched: 5 pts for a written services commitment for the affordability period, plus 1 pt per qualifying Service Parameter (Housing Stability, Increased Income/Employment, Physical/Mental Health, Quality of Life, Social/Community Connection) with an executed LOI per parameter. Supportive Housing: 5 pts for a 15%+ set-aside commitment, plus up to 5 pts for quality/alignment of the Supportive Services Plan.
06

Extended Compliance

5 pts
Flat 5 pts for waiving the right to opt out at the end of the 15-year LIHTC compliance period.
07

Previous Phase Success

1 pts
1 pt for subsequent-phase proposals whose prior phase has <5% vacancy, a waiting list, the same occupancy type, and is within 1/2 mile driving distance of the first phase.
08

Site Location (Cost Burdened Households or Opportunity Area)

10 pts
0-10 pts; only the higher-scoring of the two sub-categories is awarded. Cost Burdened Households: scaled by county share of severely cost-burdened renter households (>20% of households = 10 pts, >15% = 7 pts, >10% = 5 pts). Opportunity Area: flat 7 pts for Family sites meeting the QAP's Opportunity Area criteria (low-poverty census tract, high-performing schools/transit/employment access).
09

Rural Underserved

5 pts
Flat 5 pts for developments located in MHDC-designated rural underserved counties (published on MHDC's website).
10

Preservation (site-based)

15 pts
0-15 pts for developments qualifying under the Preservation priority, scaled by location/property type: 10 pts (St. Louis or Kansas City regions), 12 pts (MSA-Rural or Rural regions), 15 pts (existing USDA-RD property).
11

Leveraged Funds

13 pts
0-13 pts combining three sub-elements: Favorable Financing (up to 7 pts, scaled by % of TDC from an unaffiliated non-MHDC/non-conventional-bank source with an executed LOI: >2.5%=3 pts, >5%=5 pts, >7.5%=7 pts); Local Government Support (up to 3 pts for tax exemptions, fee waivers ≥$50,000, land donation, or required infrastructure improvements, documented and offsetting an actual line-item cost); and CDBG-DR funds (up to 3 pts).
12

Project-based Rental Assistance

5 pts
Flat 5 pts for a project-based rental assistance contract covering at least 15% of total units.
13

Credit Efficiency

7 pts
0-7 pts based on eligible LIHTC amount per LIHTC bedroom vs. a computed 'Safe Harbor' (±10% of the average for the application's category: Family New Construction, Senior New Construction, Family Rehab, or Senior Rehab). Above Safe Harbor = 0 pts; within Safe Harbor = 3 pts; below Safe Harbor (more efficient) = 7 pts.
14

Development Team Prior Performance

25 pts
0-25 pts based on the team's prior MHDC track record: Developer/Owner/Consultant up to 12 pts, Supporting Development Team up to 5 pts, Property Management Company up to 8 pts. 5-point deductions apply per unsatisfactory performance factor (e.g., waivers approved with prejudice, construction closing delays >3 years, deviation from application commitments, non-compliant construction, delinquent MHDC loan payments, significant disregard of MHDC policy), evaluated over the prior 5 years. Developers with no prior MHDC experience are capped at 22 of the 25 points (evaluated on the full Development Team instead).
Scoring source

Missouri 2027 Qualified Allocation Plan (adopted Dec. 9, 2025), Section IV "Reservation Process": Phase I "Document Review" (p.18), Phase II "Priority Scoring" (p.19), Phase III "General Scoring" (pp.20-24), Phase IV "Underwriting/Selection Criteria" (pp.25-30); Section V.F "Bond Developments" (p.33) — https://mhdc.com/media/juielxo4/2027-qualified-allocation-plan.pdf.

MODEL ASSUMPTIONS

Underwriting parameters

Missouri 2027 Qualified Allocation Plan (adopted Dec. 9, 2025), Section II.C "Underwriting Standards" (pp.7-12); Section VII.A "Program Fees" (p.35); Section V.F "Bond Developments" (p.33) — https://mhdc.com/media/juielxo4/2027-qualified-allocation-plan.pdf. Supplemented by the companion MHDC 2027 Developer's Guide: "Debt Service Coverage" (p.16), "Vacancy" / "Operating Expenses" / "Expense Trending" / "Income Trending" / "Replacement Reserves" (p.22), "Tax-Exempt Bonds" (p.6), "Program Fees" (pp.6-7) — https://mhdc.com/media/ghbn3d2m/developer-guide_2027.pdf.

OPERATING ASSUMPTIONS

Utility allowance

Preferred method: Local PHA published utility estimate chart (de facto default for properties not regulated by HUD/RD — not formally "required," but MHDC's own guidance says "most LIHTC properties use this means" because it's readily available; overridden by mandatory carve-outs below)

MHDC LIHTC Compliance Manual (Rev. July 2025), Part 3.3 "Utility Allowances," §C "Approved Utility Allowance Sources" (manual pp. 22-25); see also MHDC handout "Utility Allowances – Sources and Options"

YOUR NEXT STEPS

Development guides for Missouri

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