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STATE LIHTC RESEARCH

Oklahoma
QAP scoring guide.

Oklahoma Housing Finance Agency (OHFA) · 2026 QAP

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● Verified guideChecked Sep 12, 2026View source QAP ↗
THE POINT TABLE

Competitive scoring

11 categories

The QAP does not state a target/typical winning score, but actual 2026 First Round 9% AHTC award data (OHFA, published 5/14/2026) shows Final Scores of: Cabin Creek 68.56, GardenWalk of Vinita 71.72, Legacy at 36N 53.04 (Choice Neighborhoods set-aside, less competitive pool), Marshall Manor 72.84, Teel Creek Apartments 70.40, Willows Pathways 72.56 — i.e., competitive (non-Choice-Neighborhoods) awards clustered roughly 68-73 out of the 91-point maximum (~75-80%), with the one outlier at 53.04 reflecting its separate, smaller-pool set-aside rather than open competition. Source: https://www.ohfa.org/wp-content/uploads/2026/05/2026-1st-Round-Awards.pdf

Select a category to read its scoring criteria.

01

1. Income Targeting

5 pts
5 pts if at least 40% of AHTC units are at/below 50% AMI, OR at least 10% at/below 30% AMI (units proportionately spread across bedroom sizes).
02

2. Term of Affordability / Tenant Ownership

10 pts
10 pts for committing to an additional 10 years of affordability beyond the 30-year program minimum (i.e., 40 years total); alternatively, a feasible Tenant Ownership plan (post 15-yr compliance period, with reserve/training/pricing details) can substitute.
03

3. Development Location

10 pts
Capped at 10 pts total even though sub-items can sum higher: QCT with signed local revitalization plan (1 pt); DDA location (1 pt, no documentation needed); Rent-Burdened Renter Households above state average per OHFA Housing Needs Assessment data (5 pts); High Opportunity Area — pick one of poverty rate below state avg / median HH income above state avg / location in a Federal Opportunity Zone (5 pts); avoidance of any other 9% award within 3 miles in the preceding 2 years, split by elderly/family (3 pts); Proximity to Amenities — 1 pt each for up to 11 listed amenity types within 2 mi (urban) / 4 mi (rural); Population Growth — county/town/city 3-yr growth ≥2% (pop <25,000) or ≥1% (pop >25,000) (3 pts).
04

4. Tenant Targeted Populations

8 pts
5 pts for Family developments dedicating ≥10% of units to Targeted Populations (homeless, disabled, veterans, youth aging out of foster care); 8 pts for Elderly developments that additionally target 10% of units to the same populations. Units cannot be concentrated in one bedroom size/building.
05

5. Tenant Populations of Individuals with Children

3 pts
3 pts if ≥50% of AHTC units (excluding manager unit) have 2+ bedrooms, OR ≥30% have 3+ bedrooms. Acq/Rehab and Rehab applications automatically receive these points. Mutually exclusive with the 8-pt Elderly-with-targeted-population option in category 4.
06

6. Preservation of Affordable Housing

3 pts
3 pts (not pro-rated) for proof of prior affordable status: project-based rental assistance, USDA 515 loans, prior LIHTC financing, Section 202/811 loans, or 1937 Housing Act funds.
07

7. Home Energy Efficiency Rating System (HERS)

10 pts
Tiered by committed post-construction HERS Score, verified by a Certified RESNET rater: ≤80 = 10 pts; 81-85 = 8 pts; 86-90 = 5 pts; 91-95 = 3 pts. Missing the committed range at Final Application triggers a 2-funding-period application suspension.
08

8. Historic Nature

3 pts
3 pts if 100% of a National-Register-listed/eligible historic building is rehabilitated per Secretary of the Interior's Standards, with ≥50% of proposed units in that building (existing units must be ≥16 years since placed in service; new construction units must be within 1/2 mile).
09

9. Development Amenities

10 pts
1 pt per qualifying amenity selected from the Attachment #13 list, up to 10 pts max. For scattered sites, scored on the lowest-scoring site.
10

10. Development Cost Efficiency

29 pts
Staff-calculated (not self-scored) percentile ranking of the application against all others submitted in the same Funding Period, across 4 weighted factors: Lowest Credits per Unit (8 pts), Lowest Credits per Bedroom (8 pts), Lowest % of Amortizing Hard Debt to Total Development Cost (8 pts), Most Square Feet per Bedroom (5 pts). Score = percentile rank x factor max, summed; results in factors 1-3 may not worsen (and factor 4 may not improve less favorably) between Preliminary and Final Application without a 2-period suspension.
11

11. Negative Points

-20 pts
Deductions (not additive to the positive score) for uncorrected Form 8823s/Notices of Noncompliance (5 pts, compliance), late fee payment (3 pts), and each late report beyond 3 in a period (2 pts, allocation). Negative points follow the responsible entities/principals across future applications; posted ~30 days before each application deadline.
Scoring source

2026 AHTC Application Instructions (QAP), "Selection Criteria" section, pp. 25-36 per TOC; self-score summary form is Attachment #11 "Application Self Score Sheet & Certification," pp. 51-52 (covers categories 1-9 only — category 10, Development Cost Efficiency, is staff-calculated post-submission and not self-scored); Set-Asides described on p. 8-9 under "Set-Asides"; State Tax Credit (OAHTC) scoring under "Oklahoma Affordable Housing Act," p. 13-15.

WHEN SCORES ARE CLOSE

Tie-breakers

Review the agency’s tie-breaker rules alongside the scoring criteria.

  1. Highest number of Tax Credit units proposed is funded first, then next-highest
  2. If still tied, live drawing held at Trustees meeting; draw order sets funding order
MODEL ASSUMPTIONS

Underwriting parameters

2026 AHTC Application Instructions (QAP), Attachment C – "Program Underwriting Standards" (pp. 63-68 per TOC pagination); related requirements also appear in Threshold Criteria item #6 "Financial Feasibility and Viability" (p. 21) and Selection Criteria item #10 "Development Cost Efficiency" (p. 33-34); developer/contractor fee caps are also codified at OHFA Chapter 36 Rules 330:36-4-2.1.

OPERATING ASSUMPTIONS

Utility allowance

Preferred method: not specified

OHFA Utility Allowance Charts (Appendix B to the AHTC Compliance Manual) — HUD Form OHFA-69 schedules grouped by heating-degree-day zone ↗

2026 QAP (OHFA, Board-Approved 09.24.2025), Attachment C – Program Underwriting Standards, "Utilities" subsection (unnumbered heading, immediately after "Reserves")

YOUR NEXT STEPS

Development guides for Oklahoma

Use the LIHTC feasibility checklist →